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At Jacksonville Florida Bankruptcy Lawyer, a Northeast Florida law firm serving the Jacksonville area, we pride ourselves on practicing Bankruptcy defense.  We always seek the best interest of the client.

There are three types of bankruptcy cases --- Chapters 7, 11, and 13. Separate pages explaining each Chapter in detail can be found on this website. A brief summary follows:

Chapter 7
The goal for individuals who file Chapter 7 is to free themselves of debt through a bankruptcy discharge. Although businesses normally do not receive a discharge, corporations and partnerships may use Chapter 7 to liquidate and close their business.



Chapter 13
Chapter 13 is for individuals with regular income who want to reorganize their financial affairs. The debtor proposes a repayment plan, say to catch up on the arrears on their home mortgage. Only individuals and sole proprietors are eligible for Chapter 13, which is simpler and much less expensive than a Chapter 11.